Distribution routes and operations for asset managers, KVGs and custodians
New distribution routes for your products, and the operations behind them.
The portfolios are built; what is missing is the route into subsidised pension journeys, and the effort was never in the portfolio anyway but in operations across decades of term: allowances, lifecycle, documents, reporting.
In the asset-management backend, portfolios are held with their lifecycle logic, documents and conditions, and are then available in the connected advice and completion journeys. Rebalancing and allowance operations run automatically, and the architecture stays open, no lock-in.
Work through the ways to connect and the API reference, both sit in the documentation and behind demo access.
End-to-end: the Altersvorsorgedepot, the Frühstart-Rente and Riester comparison and switching in Helvetia's own brand, hybrid advice and completion journeys for self-service and personal advice, ODDO BHF Asset Management as investment partner. Start in two stages: pre-registration from October 2026, confirmation with one click from 1 January 2027. Media release of 7 October 2026.
BCA Xaver Altersvorsorgedepot powered by ODDO BHF Asset Management: a standard and a premium variant, hybrid advice and completion journeys for self-service and personal advice, connection to the BCA systems, an integrated Riester comparison and switching service. Available to embed from October 2026, contracts planned from January 2027, then the Frühstart-Rente as well. Press release of 1 October 2026.
Named are the partners whose own announcement is out. Where it is still to come, the case stands here without a name, with no figures that would point back to a partner. A selection, not the full list.
Your portfolios in subsidised pensions, without rebuilding the operations.
Portfolios and mandates go into the Altersvorsorgedepot with lifecycle control and into reinvestment with payout plans. All products at a glance →
What you can check before you talk to us.
- Portfolios from 0.05% TER, complete AVD portfolios from 0.09% including active ETFs (source: Xaver product conditions, 2026).
- Open architecture, no lock-in to individual asset managers.
- Xaver Asset Management GmbH, a regulated investment firm (WpIG), since 2025; partnerships with ODDO BHF and Upvest.
- A zero-legacy architecture built in 2025/26 · open interfaces for partner systems and AI agents.
What asset managers, KVGs and custodians ask at this point.
Do we have to connect our products exclusively?+
No. The platform is built as an open architecture: there is no lock-in to individual asset managers, neither for you nor for the distribution partners on the other side.
How should the TER figures be read?+
They refer to portfolio costs, not to a total charge: portfolios from 0.05% TER in the AVD standard, complete AVD portfolios from 0.09% including active ETFs. Source: Xaver product conditions, 2026. Platform and operating fees depend on the model and are discussed in conversation.
Does Xaver run allowance operations?+
Allowance operations are part of the asset management infrastructure and run automatically. Which role Xaver, your company and the other regulated partners each take depends on the operating model and is settled before the project.
Walk through your use case with us.
- We show you the modules that matter for your case
- With Max Bachem, founder & CEO
- No obligation, no preparation needed