Help build pensions for millions in Europe.
Join Xaver, the fintech start-up redefining retirement provision. Together we are building a secure financial future.

“Being at the forefront of AI and assistive tech excites me, as we enhance efficiency while helping people avoid old-age poverty.”
Keep your learning and career curve steep.
At Xaver we are shaping the future of financial services with technology and AI built around people. Expect a culture that encourages creativity, continuous learning and personal development.
- AI-native platform
- BaFin-regulated environment
- Based in Cologne
Immerse yourself in our culture.
Responsibility from day one
You get the autonomy and the responsibility to drive your own projects and workflows from day one.
Xaver Days
Once a quarter we get together for an event, to have fun as a team and look after our culture.
Health
Healthy body, healthy mind: we co-sponsor your Urban Sports Club membership.
Impact
Your work counts from the first day: you help shape Xaver and keep developing along the way.
Employee equity
Share in our success through equity options in Xaver.
Round-the-world ticket
On your fourth anniversary at Xaver, your round-the-world ticket is on us.
A team that shows what it builds.

Our team in Cologne 
Scale-up.NRW Full Circle Night, September 2026 · Photo: © paint the town studios 
DKM 2026 in Dortmund, Hall 3, Stand G13
Come in and build with us.
- Business Development
Founders Associate
- Köln
- Permanent
- Full-time
- Experienced
- 2–5 years' experience
- Product and Tech
Product Design Intern
- Köln
- Internship
- Full-time
- Entry level
- 1–2 years' experience
Every open role lives in our Personio, that is where the list is current and where applications go.
No perfect fit? Tell us about you anyway.
Please do not attach identity documents, salary statements or other sensitive paperwork to a first message; we do not need them at that stage.