Solutions

Five customer groups, one platform

Insurers, banks and savings banks, distributors and broker pools, asset managers and KVGs, and companies without a financial licence.

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The modules and the products are the same for all five groups. What differs is the starting position: an insurer is defending a book, a savings bank is entering a market, a broker pool needs capacity for a switching wave, an asset manager is looking for a distribution route, and a non-financial company brings reach without a licence.

Each page therefore starts from that position and works its way from there to modules, products and evidence.

Customer groups

Which one is you?

InsurersDefend the book, protect the balance sheet.Xaver is the platform insurers use to offer the Altersvorsorgedepot under their own brand, advise their Riester book in a structured way and complete state-subsidised new business without an insurance wrapper, from product development to the customer portal, out of one system.
Banks & savings banksMarket entry without detours, and without an insurance wrapper.Banks and savings banks can offer the Altersvorsorgedepot as their own state-subsidised pension product, without an insurance wrapper and without building a product factory. As a securities product it sits inside your core business, ready under your brand in a few weeks.
Distributors & broker poolsThe switching wave: 15 million Riester contracts are 15 million reasons for a conversation.Xaver gives distribution organisations and broker pools the tools to assess Riester books contract by contract, compare them open-endedly with the Altersvorsorgedepot and complete the switch with full documentation, digitally, adviser-assisted or in person. “Hold” is a documented outcome too.
Asset managers, KVGs & custodiansNew distribution routes for your products, and the operations behind them.Xaver is an API-first infrastructure through which asset managers, investment management companies and custodians bring their products into state-subsidised pension journeys, on an open architecture with no accumulated legacy and no lock-in to individual asset managers.
Non-financial companiesYour brand, your reach, technology, product and operations from Xaver and regulated partners.Employers, HR and payroll providers, platforms, marketplaces, associations, loyalty programmes and large consumer brands can embed pension and investment offerings into their own brand and their own channels: they bring the reach and the customer relationship, Xaver and connected regulated partners the technology, product, advice and operations.
Also under Solutions

Evidence, and the way in

Customers & referencesWho works with Xaver, and how that can be checked.
Partnership model – first stepsHow a partnership starts: roles, sequence and what the first weeks produce.
A slowly turning, desaturated globe with relief coastlines, a few marked nodes and fine connecting lines.

Walk through your use case with us.

  • We show you the modules that matter for your case
  • With Max Bachem, founder & CEO
  • No obligation, no preparation needed
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