Partnership model

From product range to
partner-branded rollout.

Xaver builds distribution-ready pension and wealth products with banks, insurers, broker pools, distributors and embedded-finance platforms. The partner owns brand, distribution and customer access; Xaver provides product range, journey, regulated asset management, documentation, governance and operations.

Time to market partners can measure: go-live in 4–8 weeks, tailored to your organisation.

Discuss product range →See the reference case
4–8 weeks
to go-live under your brand
Since Oct 2026
first partners live with pre-onboarding
1 contract
one integration, one journey
End frame: three cards, 01 module, individual building blocks such as the switching service or the AI adviser via API into the existing landscape, 02 product, a white-label retirement account with certification and product management at Xaver and distribution with the partner, and highlighted in blue 03 end-to-end, product, journey, sales support and operations from one source, with the badge “most integrated”; beneath, the line that efficiency comes from the parts knowing about each other: book analysis, switching service, journey, AI adviser and portal on one engine.
Engagement model

Five phases from the first call to go-live.

  1. 01

    Introduction Call

    A first conversation about the partner's distribution, product ambition and customer access, and which scope fits.

    Kick-off
  2. 02

    Solution Workshop

    A joint workshop with product, distribution, advisory and compliance teams: product families, variants, channels and regulatory path.

    Workshop
  3. 03

    Target model, implementation plan & contract

    The workshop's outcome: a clear target model, an implementation plan with named owners on both sides, and the contract.

    Outcome
  4. 04

    Implementation Workshops

    Structured workshops on product families, customer journey, API integration, compliance and adviser enablement. In parallel, the BaFin outsourcing notification and ISMS integration begin.

    First weeks
  5. 05

    Build, Configure & Go-Live

    White-label set-up, product configuration and integration with policy systems, CRM and adviser desktop. Then pilot, staged rollout and ongoing operations.

    • UAT
    • Compliance sign-off
    • Launch prep
    Delivery & go-live

The sequence is built for commercial partners: banks, insurers, broker pools, distributors and white-label owners with their own brand and customer access.

Operations & service

Service that grows with volume: automated first, qualified where it counts.

  1. Stage 0/1

    Self-service, automation & AI adviser

    Answers in the customer and adviser portals, automated chat and email, plus the AI adviser around the clock. The AI adviser guides customers through the whole journey, explains every step and helps them decide.

  2. Stage 2

    AI-supported customer success model

    For everything that needs a person alongside: onboarding, allowance and contract questions, contract changes and queries from sales.

  3. Stage 3

    Qualified advisers

    Financial questions and complaints are handled by qualified advisers. Complaints have their own regulated complaints channel.

Which stages Xaver takes on under your brand, and which stay with you, is set in scoping.

Regulatory path

Xaver carries the regulatory load.

As a BaFin-supervised asset manager under WpIG, Xaver Asset Management GmbH carries a material portion of the outsourcing, risk and evidence responsibility. The partner does not need to build the full regulatory stack themselves – they need to map their controls against Xaver's.

Full documentation in the Trust Center
  • BaFin licence under WpIG for discretionary asset management
  • Xaver Group certified to ISO 27001 – certificate in the Trust Center
  • DORA mapping fully documented
  • BaFin outsourcing notification: Xaver provides draft, partner submits
  • Platform data hosted in the EU; sub-processors listed in the Trust Center
  • Pen tests quarterly, reports available under NDA
Pricing architecture

Pricing built like the platform: modular, scalable, aligned with outcomes.

No price list and no Pilot/Growth/Enterprise tiers. Every partnership is structured individually, by distribution, product ambition and target volume. Actual terms belong in the Solution Workshop.

Next step

An introduction call, not a sales call.

A first conversation, then the Solution Workshop with a target model.

Request an introduction call →See Trust Center