Platform

Resources

Company

EN

Platform

Resources

Company

EN

Platform

Resources

Company

EN

Launch fully digital pension, savings and investment products

Launch fully digital pension, savings and investment products

Launch fully digital pension, savings and investment products

Launch fully digital pension, savings and investment products

Agentic AI for customer interaction at Scale.

Agentic AI for customer interaction at Scale.

Agentic AI for customer interaction at Scale.

4 weeks

4 weeks

4 weeks

4 weeks

time to product launch

time to product launch

time to product launch

45 75 %

45 75 %

45 75 %

45 75 %

lower all-in fees vs. incumbents

lower all-in fees vs. incumbents

lower all-in fees vs. incumbents

First PEPP filing

First PEPP filing

First PEPP filing

First PEPP filing

with BaFin license (Apr 2025)

with BaFin license (Apr 2025)

with BaFin license (Apr 2025)

24 / 7

24 / 7

24 / 7

24 / 7

AI portfolio management & advice

AI portfolio management & advice

AI portfolio management & advice

AI-Native Asset Manager featuring best-in-class infrastructure

AI-Native Asset Manager featuring best-in-class infrastructure

AI-Native Asset Manager featuring best-in-class infrastructure

Xaver Asset Management gives partners product speed, AI-native performance and compliance - from investment advice and onboarding to custody, portfolio management and servicing.

Xaver Asset Management gives partners product speed, AI-native performance and compliance - from investment advice and onboarding to custody, portfolio management and servicing.

Xaver Asset Management gives partners product speed, AI-native performance and compliance - from investment advice and onboarding to custody, portfolio management and servicing.

Susanne Müller

Susanne Müller

Susanne Müller

Individual

Individual

Individual

Automatically rebalance

Automatically rebalance

Execute

Execute

Execute

Hi Xaver, I wanna invest but not take too much risk. How do i proceed?

Hi Xaver, I wanna invest but not take too much risk. How do i proceed?

11:25

End-to-End Value Chain

End-to-End Value Chain

Instant deployment, from onboarding to servicing

Instant deployment, from onboarding to servicing

< 5 min digital KYC & account opening, white-label or API

< 5 min digital KYC & account opening, white-label or API

< 5 min digital KYC & account opening, white-label or API

Automated custody, trading and settlement across every asset class

Automated custody, trading and settlement across every asset class

Automated custody, trading and settlement across every asset class

Live performance dashboards plus regulator-ready reporting

Live performance dashboards plus regulator-ready reporting

Live performance dashboards plus regulator-ready reporting

Hello Sophia

How can I help you today?

24 / 7 AI Portfolio Engine

24 / 7 AI Portfolio Engine

Autonomous, always-on optimisation

Autonomous, always-on optimisation

Continuous market monitoring and risk checks every second

Continuous market monitoring and risk checks every second

Continuous market monitoring and risk checks every second

Auto-rebalancing and tax-smart trade execution in real time

Auto-rebalancing and tax-smart trade execution in real time

Auto-rebalancing and tax-smart trade execution in real time

Personalised insights and alerts via chat, voice or API - 24/7

Personalised insights and alerts via chat, voice or API - 24/7

Personalised insights and alerts via chat, voice or API - 24/7

Public and Private Market Access

Public and Private Market Access

Public and Private Market Access

Full diversification in a single, segregated account

Full diversification in a single, segregated account

Low-cost ETFs, mutual funds and bonds at scale

Low-cost ETFs, mutual funds and bonds at scale

Low-cost ETFs, mutual funds and bonds at scale

Seamless allocations to private equity, infrastructure & alternatives

Seamless allocations to private equity, infrastructure & alternatives

Seamless allocations to private equity, infrastructure & alternatives

Multi-custodian setup with client assets ring-fenced at tier-1 banks

Multi-custodian setup with client assets ring-fenced at tier-1 banks

Multi-custodian setup with client assets ring-fenced at tier-1 banks

Built-In Compliance

Built-In Compliance

Regulation, security and auditability by default

Regulation, security and auditability by default

BaFin licence (WpIG) and ISO 27001 infrastructure

BaFin licence (WpIG) and ISO 27001 infrastructure

BaFin licence (WpIG) and ISO 27001 infrastructure

GDPR- and EU AI Act-aligned guardrails baked into every workflow

GDPR- and EU AI Act-aligned guardrails baked into every workflow

GDPR- and EU AI Act-aligned guardrails baked into every workflow

Automated audit trail and instant supervisory reporting

Automated audit trail and instant supervisory reporting

Automated audit trail and instant supervisory reporting

24 / 7 AI Advisor
Private-banking insights for everyone

24 / 7 AI Advisor
Private-banking insights for everyone

24 / 7 AI Advisor
Private-banking insights for everyone

Always-on conversational guidance across chat, voice and avatar - delivering premium-level advice with no minimums or extra fees.

Always-on conversational guidance across chat, voice and avatar - delivering premium-level advice with no minimums or extra fees.

I can help you explore pension strategies, calculate projections, and schedule consultations with human experts. What would you like to know?

MCP Infrastructure
Real-time portfolio control

MCP Infrastructure
Real-time portfolio control

MCP Infrastructure
Real-time portfolio control

Live depot and market data analysed every second, triggering instant trade recommendations and automatic rebalancing.

Live depot and market data analysed every second, triggering instant trade recommendations and automatic rebalancing.

Launch modern, white-label pension products in weeks

Launch modern, white-label pension products in weeks

Launch modern, white-label pension products in weeks

Launch modern, white-label pension products in weeks

A modular catalogue of AI-native savings and retirement solution - plug-and-play for any bank, insurer or finanical distributor

A modular catalogue of AI-native savings and retirement solution - plug-and-play for any bank, insurer or finanical distributor

A modular catalogue of AI-native savings and retirement solution - plug-and-play for any bank, insurer or finanical distributor

Early-Start Plan

Early-Start Plan

Early-Start Plan

Child Investment Account

Child Investment Account

State-subsidised account for ages 6-18 with parental & third-party top-ups. At 18 the balance rolls friction-free into an adult depot - no paperwork, same sustainable glide-path strategy.

State-subsidised account for ages 6-18 with parental & third-party top-ups. At 18 the balance rolls friction-free into an adult depot - no paperwork, same sustainable glide-path strategy.

State-subsidised account for ages 6-18 with parental & third-party top-ups. At 18 the balance rolls friction-free into an adult depot - no paperwork, same sustainable glide-path strategy.

Highlights

Highlights

Highlights

Up to 1.440€ in state subsidies for each child investment account

Up to 1.440€ in state subsidies for each child investment account

Up to 1.440€ in state subsidies for each child investment account

Complemented by a savings app for children AI avatar for financial literacy

Complemented by a savings app for children AI avatar for financial literacy

Complemented by a savings app for children AI avatar for financial literacy

Gift links for family & friends, with integrated goal tracking and milestone celebrations.

Gift links for family & friends, with integrated goal tracking and milestone celebrations.

Gift links for family & friends, with integrated goal tracking and milestone celebrations.

Seamless onboarding flow across all channels incl. KYC of both parents - takes < 10min in total

Seamless onboarding flow across all channels incl. KYC of both parents - takes < 10min in total

Seamless onboarding flow across all channels incl. KYC of both parents - takes < 10min in total

Private Pension

Private Pension

Private Pension

Modern Private Pension

Modern Private Pension

Flexible, index-linked retirement saving with transparent fee structure. Fully white-labeled for our partners and 100% compliant with IDD, BaFin and GDPR.

Flexible, index-linked retirement saving with transparent fee structure. Fully white-labeled for our partners and 100% compliant with IDD, BaFin and GDPR.

Flexible, index-linked retirement saving with transparent fee structure. Fully white-labeled for our partners and 100% compliant with IDD, BaFin and GDPR.

Highlights

Highlights

Highlights

Wide selection of investment options, including equities, bonds and alternative investments (ELTIFs)

Wide selection of investment options, including equities, bonds and alternative investments (ELTIFs)

Wide selection of investment options, including equities, bonds and alternative investments (ELTIFs)

Highly flexible through dynamic payments and withdrawal options

Highly flexible through dynamic payments and withdrawal options

Highly flexible through dynamic payments and withdrawal options

Different variants: Pro (individual portfolios with ELTIFs), Active (actively managed portfolios, low cost ETFs) and Green (ESG)

Different variants: Pro (individual portfolios with ELTIFs), Active (actively managed portfolios, low cost ETFs) and Green (ESG)

Different variants: Pro (individual portfolios with ELTIFs), Active (actively managed portfolios, low cost ETFs) and Green (ESG)

White-label branding, fees and product parameters per partner

White-label branding, fees and product parameters per partner

White-label branding, fees and product parameters per partner

Riester Successor

Riester Successor

Riester Successor

Retirement Saver Account – “Riester 2.0”

Retirement Saver Account – “Riester 2.0”

Retirement Saver Account – “Riester 2.0”

An attractive, low-cost successor for legacy Riester contracts. Seamless digital transfers, clear portfolios and modern disclosures—ideal for new customers and switchers.

An attractive, low-cost successor for legacy Riester contracts. Seamless digital transfers, clear portfolios and modern disclosures—ideal for new customers and switchers.

An attractive, low-cost successor for legacy Riester contracts. Seamless digital transfers, clear portfolios and modern disclosures—ideal for new customers and switchers.

Highlights

Highlights

Highlights

Fully supported by government incentives and tax benefits

Fully supported by government incentives and tax benefits

Fully supported by government incentives and tax benefits

Low fees due to focus on low-cost ETFs with a transparent fee structure

Low fees due to focus on low-cost ETFs with a transparent fee structure

Low fees due to focus on low-cost ETFs with a transparent fee structure

Digital onboarding & transfer from Riester 1.0

Digital onboarding & transfer from Riester 1.0

Digital onboarding & transfer from Riester 1.0

Partner-ready: branding, pricing and reporting tailored

Partner-ready: branding, pricing and reporting tailored

Partner-ready: branding, pricing and reporting tailored

Divestment

Divestment

Divestment

Re-Investment Product

Re-Investment Product

Convert life-insurance payouts into a flexible, tax-efficient investment—one-off or staged—while keeping risk in check and documentation compliant.

Convert life-insurance payouts into a flexible, tax-efficient investment—one-off or staged—while keeping risk in check and documentation compliant.

Convert life-insurance payouts into a flexible, tax-efficient investment—one-off or staged—while keeping risk in check and documentation compliant.

Highlights

Highlights

Highlights

Low-risk, adaptive payout function as a managed account with maximum control

Low-risk, adaptive payout function as a managed account with maximum control

Low-risk, adaptive payout function as a managed account with maximum control

Categorization of withdrawals for full transparency and improved decision-making at every stage

Categorization of withdrawals for full transparency and improved decision-making at every stage

Categorization of withdrawals for full transparency and improved decision-making at every stage

Dost-efficient instruments such as ETFs with active solutions, including risk-band portfolios for retirees

Dost-efficient instruments such as ETFs with active solutions, including risk-band portfolios for retirees

Dost-efficient instruments such as ETFs with active solutions, including risk-band portfolios for retirees

Tax-aware workflows and clear client reporting

Tax-aware workflows and clear client reporting

Tax-aware workflows and clear client reporting

Succession & Gifting

Succession & Gifting

Succession & Gifting

Wealth Transfer Product

Wealth Transfer Product

Tax-optimized intergenerational gifting and succession with an insurance-wrapped portfolio management setup. Governance, beneficiaries and documentation built in.

Tax-optimized intergenerational gifting and succession with an insurance-wrapped portfolio management setup. Governance, beneficiaries and documentation built in.

Tax-optimized intergenerational gifting and succession with an insurance-wrapped portfolio management setup. Governance, beneficiaries and documentation built in.

Highlights

Highlights

Highlights

Insurance-wrapped portfolio for tax efficiency and governance

Insurance-wrapped portfolio for tax efficiency and governance

Insurance-wrapped portfolio for tax efficiency and governance

Beneficiary management, gifting journeys and powers of attorney

Beneficiary management, gifting journeys and powers of attorney

Beneficiary management, gifting journeys and powers of attorney

Discretionary mandates with custom rules, full audit & reporting

Discretionary mandates with custom rules, full audit & reporting

Discretionary mandates with custom rules, full audit & reporting

White-label documents, secure vault and advisor collaboration

White-label documents, secure vault and advisor collaboration

White-label documents, secure vault and advisor collaboration

Deliver retirement freedom at scale

Deliver retirement freedom at scale

Deliver retirement freedom at scale

Deliver retirement freedom at scale

Xaver Asset Management turns every partner-branded product into a clear, personalised path towards financial independence. 24 / 7 AI advisors guide customers from their first euro to the moment they step onto the beach. Optimising portfolios, automating manual work and ensuring every decision stays fully compliant. The result: lower fees, higher net returns and the peace of mind that real retirement dreams are finally within reach.

Xaver Asset Management turns every partner-branded product into a clear, personalised path towards financial independence. 24 / 7 AI advisors guide customers from their first euro to the moment they step onto the beach. Optimising portfolios, automating manual work and ensuring every decision stays fully compliant. The result: lower fees, higher net returns and the peace of mind that real retirement dreams are finally within reach.

Xaver Asset Management turns every partner-branded product into a clear, personalised path towards financial independence. 24 / 7 AI advisors guide customers from their first euro to the moment they step onto the beach. Optimising portfolios, automating manual work and ensuring every decision stays fully compliant. The result: lower fees, higher net returns and the peace of mind that real retirement dreams are finally within reach.

Artificial Intelligence

Transparency

onboarding

Insights

Assets

AI Portfolio
Intelligence

Use of AI-native infrastructure for automated portfolio analysis, asset allocation, and rebalancing. Xaver provides scalable insights and advices customers 24/7.

Artificial Intelligence

Transparency

onboarding

Insights

Assets

AI Portfolio
Intelligence

Use of AI-native infrastructure for automated portfolio analysis, asset allocation, and rebalancing. Xaver provides scalable insights and advices customers 24/7.

Artificial Intelligence

Transparency

onboarding

Insights

Assets

AI Portfolio
Intelligence

Use of AI-native infrastructure for automated portfolio analysis, asset allocation, and rebalancing. Xaver provides scalable insights and advices customers 24/7.

Artificial Intelligence

Transparency

onboarding

Insights

Assets

AI Portfolio
Intelligence

Use of AI-native infrastructure for automated portfolio analysis, asset allocation, and rebalancing. Xaver provides scalable insights and advices customers 24/7.

Our investment process

Our investment process

Our investment process

Our investment process

A disciplined approach to building and managing institutional-grade portfolios.

A disciplined approach to building and managing institutional-grade portfolios.

A disciplined approach to building and managing institutional-grade portfolios.

1

Instrument Selection

Instrument Selection

We carefully select a range of low-cost investment instruments from leading asset managers including Vanguard, Amundi, and Blackrock.

We carefully select a range of low-cost investment instruments from leading asset managers including Vanguard, Amundi, and Blackrock.

We carefully select a range of low-cost investment instruments from leading asset managers including Vanguard, Amundi, and Blackrock.

2

Portfolio Construction

Portfolio Construction

We apply ongoing oversight and data-driven adjustments to keep portfolios on track toward their investment targets.

We apply ongoing oversight and data-driven adjustments to keep portfolios on track toward their investment targets.

We apply ongoing oversight and data-driven adjustments to keep portfolios on track toward their investment targets.

3

Risk Management

Risk Management

Portfolio risks are continuously monitored and managed in strict accordance with your mandate.

Portfolio risks are continuously monitored and managed in strict accordance with your mandate.

Portfolio risks are continuously monitored and managed in strict accordance with your mandate.

4

Life Cycle Management

Life Cycle Management

Our portfolios evolve with the investor's time horizon, reducing risk as retirement approaches to maintain alignment with long-term goals.

Our portfolios evolve with the investor's time horizon, reducing risk as retirement approaches to maintain alignment with long-term goals.

Our portfolios evolve with the investor's time horizon, reducing risk as retirement approaches to maintain alignment with long-term goals.

Stochastic Simulation Engine

Our simulation engine runs thousands of forward-looking market scenarios to estimate the range and probability of outcomes for any portfolio or mandate. This allows for smarter strategy design, scenario-based portfolio design, and focuses the insight needed to confidently make the right investment decisions.

Monte Carlo simulations

Sophisticated mathematical market paths to understand the full range of potential portfolio outcomes.

Goal probability modeling

Quantify the likelihood of achieving specific investment objectives for income targets or funding goals.

Support for glide-path design

Design dynamic de-risking strategies based on time to retirement or capital targets.

€15,725

at age 27

Stochastic Simulation Engine

Our simulation engine runs thousands of forward-looking market scenarios to estimate the range and probability of outcomes for any portfolio or mandate. This allows for smarter strategy design, scenario-based portfolio design, and focuses the insight needed to confidently make the right investment decisions.

Monte Carlo simulations

Sophisticated mathematical market paths to understand the full range of potential portfolio outcomes.

Goal probability modeling

Quantify the likelihood of achieving specific investment objectives for income targets or funding goals.

Support for glide-path design

Design dynamic de-risking strategies based on time to retirement or capital targets.

€15,725

at age 27

Stochastic Simulation Engine

Our simulation engine runs thousands of forward-looking market scenarios to estimate the range and probability of outcomes for any portfolio or mandate. This allows for smarter strategy design, scenario-based portfolio design, and focuses the insight needed to confidently make the right investment decisions.

Monte Carlo simulations

Sophisticated mathematical market paths to understand the full range of potential portfolio outcomes.

Goal probability modeling

Quantify the likelihood of achieving specific investment objectives for income targets or funding goals.

Support for glide-path design

Design dynamic de-risking strategies based on time to retirement or capital targets.

€15,725

at age 27

Stochastic Simulation Engine

Our simulation engine runs thousands of forward-looking market scenarios to estimate the range and probability of outcomes for any portfolio or mandate. This allows for smarter strategy design, scenario-based portfolio design, and focuses the insight needed to confidently make the right investment decisions.

Monte Carlo simulations

Sophisticated mathematical market paths to understand the full range of potential portfolio outcomes.

Goal probability modeling

Quantify the likelihood of achieving specific investment objectives for income targets or funding goals.

Support for glide-path design

Design dynamic de-risking strategies based on time to retirement or capital targets.

€15,725

at age 27

Common Questions

Discover responses to common asked questions about our product and services.

GENERAL

TECHNICAL

SECURITY & COMPLIENCE

What is Xaver?

Xaver enables Financial Institutions to close Europe’s pension gap. By offering an advanced AI-driven B2B platform for sales of investment and life insurance products, Xaver enhances the operational and sales efficiency of banks, insurers, and brokers by up to 65% and introduces a new era of white-labeled private pension products.

How does the white-label option work?

The Xaver platform can be fully customized to your branding and requirements. Only a few things are required, such as a color code and existing logos. To integrate your products into Xaver.nova, we need, for example, product data sheets and existing terms and conditions

Which AI model powers your solution and how does it work?

Xaver utilizes advanced AI technologies specifically designed for the financial industry. Our model integrates Natural Language Processing (NLP) and Machine Learning to enable precise and personalized advice. It analyzes extensive customer data, regulatory requirements, and product information to deliver tailored recommendations in real-time. Acting as a "digital twin" of the customer, our AI supports advisors through intelligent co-pilots during consultations and hyper-personalized digital interfaces. This significantly enhances the efficiency and accuracy of sales and advisory processes.

Why should I choose Xaver?

Xaver revolutionizes the distribution of life insurance and private pension plans with an AI-powered platform that boosts the efficiency of banks, insurers, and brokers by up to 65%. Our solution offers:

- Innovative AI Technology: Tailored for the financial industry and fully GDPR-compliant.
- Efficiency Gains: Optimizes processes and saves advisors time, allowing them to focus on their clients.
- White-Label Products: Introduces modern retirement solutions like the Pan-European Personal Pension Product (PEPP).
- Experienced Team: Our leadership combines industry expertise, technological proficiency, and entrepreneurial vision. By choosing Xaver, you’re not only adopting a future-proof solution but also partnering with a company committed to closing Europe’s pension gap and ensuring your sustainable business success.

Common Questions

Discover responses to common asked questions about our product and services.

GENERAL

TECHNICAL

SECURITY & COMPLIENCE

What is Xaver?

Xaver enables Financial Institutions to close Europe’s pension gap. By offering an advanced AI-driven B2B platform for sales of investment and life insurance products, Xaver enhances the operational and sales efficiency of banks, insurers, and brokers by up to 65% and introduces a new era of white-labeled private pension products.

How does the white-label option work?

The Xaver platform can be fully customized to your branding and requirements. Only a few things are required, such as a color code and existing logos. To integrate your products into Xaver.nova, we need, for example, product data sheets and existing terms and conditions

Which AI model powers your solution and how does it work?

Xaver utilizes advanced AI technologies specifically designed for the financial industry. Our model integrates Natural Language Processing (NLP) and Machine Learning to enable precise and personalized advice. It analyzes extensive customer data, regulatory requirements, and product information to deliver tailored recommendations in real-time. Acting as a "digital twin" of the customer, our AI supports advisors through intelligent co-pilots during consultations and hyper-personalized digital interfaces. This significantly enhances the efficiency and accuracy of sales and advisory processes.

Why should I choose Xaver?

Xaver revolutionizes the distribution of life insurance and private pension plans with an AI-powered platform that boosts the efficiency of banks, insurers, and brokers by up to 65%. Our solution offers:

- Innovative AI Technology: Tailored for the financial industry and fully GDPR-compliant.
- Efficiency Gains: Optimizes processes and saves advisors time, allowing them to focus on their clients.
- White-Label Products: Introduces modern retirement solutions like the Pan-European Personal Pension Product (PEPP).
- Experienced Team: Our leadership combines industry expertise, technological proficiency, and entrepreneurial vision. By choosing Xaver, you’re not only adopting a future-proof solution but also partnering with a company committed to closing Europe’s pension gap and ensuring your sustainable business success.

Common Questions

Discover responses to common asked questions about our product and services.

GENERAL

TECHNICAL

SECURITY & COMPLIENCE

What is Xaver?

Xaver enables Financial Institutions to close Europe’s pension gap. By offering an advanced AI-driven B2B platform for sales of investment and life insurance products, Xaver enhances the operational and sales efficiency of banks, insurers, and brokers by up to 65% and introduces a new era of white-labeled private pension products.

How does the white-label option work?

The Xaver platform can be fully customized to your branding and requirements. Only a few things are required, such as a color code and existing logos. To integrate your products into Xaver.nova, we need, for example, product data sheets and existing terms and conditions

Which AI model powers your solution and how does it work?

Xaver utilizes advanced AI technologies specifically designed for the financial industry. Our model integrates Natural Language Processing (NLP) and Machine Learning to enable precise and personalized advice. It analyzes extensive customer data, regulatory requirements, and product information to deliver tailored recommendations in real-time. Acting as a "digital twin" of the customer, our AI supports advisors through intelligent co-pilots during consultations and hyper-personalized digital interfaces. This significantly enhances the efficiency and accuracy of sales and advisory processes.

Why should I choose Xaver?

Xaver revolutionizes the distribution of life insurance and private pension plans with an AI-powered platform that boosts the efficiency of banks, insurers, and brokers by up to 65%. Our solution offers:

- Innovative AI Technology: Tailored for the financial industry and fully GDPR-compliant.
- Efficiency Gains: Optimizes processes and saves advisors time, allowing them to focus on their clients.
- White-Label Products: Introduces modern retirement solutions like the Pan-European Personal Pension Product (PEPP).
- Experienced Team: Our leadership combines industry expertise, technological proficiency, and entrepreneurial vision. By choosing Xaver, you’re not only adopting a future-proof solution but also partnering with a company committed to closing Europe’s pension gap and ensuring your sustainable business success.

Common Questions

Discover responses to common asked questions about our product and services.

GENERAL

TECHNICAL

SECURITY & COMPLIENCE

What is Xaver?

Xaver enables Financial Institutions to close Europe’s pension gap. By offering an advanced AI-driven B2B platform for sales of investment and life insurance products, Xaver enhances the operational and sales efficiency of banks, insurers, and brokers by up to 65% and introduces a new era of white-labeled private pension products.

How does the white-label option work?

The Xaver platform can be fully customized to your branding and requirements. Only a few things are required, such as a color code and existing logos. To integrate your products into Xaver.nova, we need, for example, product data sheets and existing terms and conditions

Which AI model powers your solution and how does it work?

Xaver utilizes advanced AI technologies specifically designed for the financial industry. Our model integrates Natural Language Processing (NLP) and Machine Learning to enable precise and personalized advice. It analyzes extensive customer data, regulatory requirements, and product information to deliver tailored recommendations in real-time. Acting as a "digital twin" of the customer, our AI supports advisors through intelligent co-pilots during consultations and hyper-personalized digital interfaces. This significantly enhances the efficiency and accuracy of sales and advisory processes.

Why should I choose Xaver?

Xaver revolutionizes the distribution of life insurance and private pension plans with an AI-powered platform that boosts the efficiency of banks, insurers, and brokers by up to 65%. Our solution offers:

- Innovative AI Technology: Tailored for the financial industry and fully GDPR-compliant.
- Efficiency Gains: Optimizes processes and saves advisors time, allowing them to focus on their clients.
- White-Label Products: Introduces modern retirement solutions like the Pan-European Personal Pension Product (PEPP).
- Experienced Team: Our leadership combines industry expertise, technological proficiency, and entrepreneurial vision. By choosing Xaver, you’re not only adopting a future-proof solution but also partnering with a company committed to closing Europe’s pension gap and ensuring your sustainable business success.

Book your free demo today

Unlock your sales potential by letting the Xaver



AI work and save you hours of time and headaches.

Sign up to the newsletter to get our latest updates straight to your inbox

© 2025 Xaver. All rights reserved.

Proudly built by the Xaver team

Book your free demo today

Unlock your sales potential by letting the Xaver



AI work and save you hours of time and headaches.

Sign up to the newsletter to get our latest updates straight to your inbox

© 2025 Xaver. All rights reserved.

Proudly built by the Xaver team

Book your free demo today

Unlock your sales potential by letting the Xaver



AI work and save you hours of time and headaches.

Sign up to the newsletter to get our latest updates straight to your inbox

© 2025 Xaver. All rights reserved.

Proudly built by the Xaver team

Book your free demo today

Unlock your sales potential by letting the Xaver



AI work and save you hours of time and headaches.

Sign up to the newsletter to get our latest updates straight to your inbox

© 2025 Xaver. All rights reserved.

Proudly built by the Xaver team