Tripling sales efficiency through compliant AI
Tripling sales efficiency through compliant AI
Tripling sales efficiency through compliant AI
Xaver offers an AI-native platform for omnichannel sales, modern pension products, and investment-management infrastructure for Banks, Insurers and Distributors empowering sales teams and brokers
Xaver offers an AI-native platform for omnichannel sales, modern pension products, and investment-management infrastructure for Banks, Insurers and Distributors empowering sales teams and brokers
Xaver offers an AI-native platform for omnichannel sales, modern pension products, and investment-management infrastructure for Banks, Insurers and Distributors empowering sales teams and brokers
Call will be in English (US)
Call will be in English (US)
Call will be in English (US)
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By calling our phone agent, you agree to our Privacy Policy. Please review the policy to learn how your private data is being collected, used, and protected. The phone agent is provided as “demo” and for demonstration uses only.








Xaver's team brings deep experience
from renowned companies:
Efficiency and hyper-personalization at scale through compliant AI.
Efficiency and hyper-personalization at scale through compliant AI.
Efficiency and hyper-personalization at scale through compliant AI.
AI-native Financial Advisory & Sales Platform
AI-native Financial Advisory & Sales Platform
AI-native Financial Advisory & Sales Platform
Steffi, 28
“I feel so relaxed knowing that my future is secure”
€139,680 or €582 /month
Additional pension from 2024


White-label AI-native sales tools
White-label AI-native sales tools
AI-generated consumer journeys, compliant orchestration layer, fully scalable agency
Your Personal
AI Pension Advisor
Get instant, personalized pension advice by our AI. Calculate your future, explore options, and connect with experts.
Get instant, personalized pension advice by our AI. Calculate your future, explore options, and connect with experts.
Get instant, personalized pension advice by our AI. Calculate your future, explore options, and connect with experts.
Free consultation
Free consultation
Free consultation
Personalized Advice
Personalized Advice
Personalized Advice
Expert connection
Expert connection
Expert connection
24 / 7 digital financial advisors
Across every channel (Voice, chat, mobile, web) - deliver hyper-personalized advice ent-to-end
Xaver co-pilot
The customer is relaxed
Recommended action: Please speak a little slower
Next question:
Do you currently rent or own your house or apartment?
For the last 10 years I have been renting an apartment for 800 Euros including bills in Karlsruhe-Neureut
Added to profile
Residential status Rent
Compliance note: Sufficient customer information for a product recommendation
3. AI assistant for human advisors
Automate admin tasks, documentation & scheduling; plug seamlessly into existing systems
Deliver high-quality financial products
Deliver high-quality financial products
Deliver high-quality financial products
State-of-the-art Asset Manager
State-of-the-art Asset Manager
State-of-the-art Asset Manager
Personalized GenAI customer journeys & a financial analysis within minutes
A compliant AI financial advisor for conversational sales 24/7 across all channels
Highly efficient, personal financial advisors leveled up by our AI Co-pilots
































Hi Xaver, I wanna invest but not take too much risk.
How do i proceed?
Hi Xaver, I wanna invest but not take too much risk. How do i proceed?
11:25


For your case, I recommend balanced strategy with moderate risk and consistent returns.
Stocks
70%
Bonds
20%
Cash
10%
11:25
Xaver provides a seamless omnichannel financial planning and saving journey
Xaver provides a seamless omnichannel financial planning and saving journey
Xaver provides a seamless omnichannel financial planning and saving journey
Xaver provides a seamless omnichannel financial planning and saving journey
Xaver transforms the entire financial planning and saving journey, delivering smarter, more personalized solutions that empower your customers to achieve their financial goals with confidence.
Xaver transforms the entire financial planning and saving journey, delivering smarter, more personalized solutions that empower your customers to achieve their financial goals with confidence.
CUSTOMER ACTIVATION
Customers get full transparency on their financial situation within 3 minutes.
Key Trigger
For consultation
Superior low-cost pension products
Cost-efficient pension products “as-a-service” via Xaver Asset Management, fully white-labeled
~55% less
Annual costs
AI FINANCIAL ADVISOR
An AI financial advisor providing 24/7 advice and conversational sales of savings and insurance products
~up to 65%
Efficiency gain
Omnichannel Excellence
Seamless handover from digital journey to personal consultation with relevant information summarized for the advisor.
Best preparation
for client meetings




Hyper-personalized avatar
Hyper-personalized avatar
Hyper-personalized avatar
Hyper-personalized avatar
Experience our production-ready AI avatar advising end-customers and supporting today’s salesforce.
Experience our production-ready AI avatar advising end-customers and supporting today’s salesforce.
Learn how our AI‑native platform doubles sales efficiency
Discover what sets Xaver apart
Meet the team shaping our vision and values
Stop experimenting with AI. Start benefiting from AI at scale.
Stop experimenting with AI. Start benefiting from AI at scale.
Stop experimenting with AI. Start benefiting from AI at scale.
Scalable AI Orchestration
Focus on the vertical optimization and orchestration
Focus on the vertical optimization and orchestration
We combine commercial and open-source LLMs with explainable AI, fine-tuned for financial advice and sales under one orchestration (multi-model, multi-modal). Trained AI agents serve customers and sales with compliance. Xaver One streamlines workflows, handles routine tasks, delivers real-time advice, and upholds regulatory standards.
We combine commercial and open-source LLMs with explainable AI, fine-tuned for financial advice and sales under one orchestration (multi-model, multi-modal). Trained AI agents serve customers and sales with compliance. Xaver One streamlines workflows, handles routine tasks, delivers real-time advice, and upholds regulatory standards.
Agentic AI built for financial services: AI utilization at scale - way beyond a simple, secure ChatGPT
Agentic AI built for financial services: AI utilization at scale - way beyond a simple, secure ChatGPT
Agentic AI built for financial services: AI utilization at scale - way beyond a simple, secure ChatGPT
Agentic AI built for financial services: AI utilization at scale - way beyond a simple, secure ChatGPT
Xaver’s agentic AI is built for end-to-end task execution at scale—beyond a simple, secure ChatGPT. Agents act: automate communication, build funnels, process sales, ensure compliance—boosting efficiency and reducing costs. Fully embeddable into existing processes and tools.
Implement AI faster and safer with Xaver’s advisory and sales platform
Implement AI faster and safer with Xaver’s advisory and sales platform
Implement AI faster and safer with Xaver’s advisory and sales platform
Xaver brings extensive experience in implementing AI solutions for enterprise clients in financial services
Xaver brings extensive experience in implementing AI solutions for enterprise clients in financial services
Xaver brings extensive experience in implementing AI solutions for enterprise clients in financial services
Partner Connection & Data Exchange
Partner Connection & Data Exchange
Partner Connection & Data Exchange














Xaver’s Connect Layer offers flexible integration fabric with 500+ ready-to-use integrations.
Xaver’s Connect Layer offers flexible integration fabric with 500+ ready-to-use integrations.
Xaver’s Connect Layer offers flexible integration fabric with 500+ ready-to-use integrations.
Activation Channels
Activation Channels
Activation Channels


Desktop, mobile and social media
Desktop, mobile and social media
Social media advertisement
Social media advertisement
Financial advisor - offline & remote
Financial advisor - offline & remote
Personal AI-Assistant (PAIA)
Personal AI-Assistant (PAIA)
AI Assistants
AI Assistants
AI Assistants




Autonomous AI financial advisor
Autonomous AI financial advisor
AI-Co-Assistance
AI-Co-Assistance
Data extraction
Data extraction
Product recommendation
Product recommendation
Data Compliance and Governance Layer
Data Compliance and Governance Layer
Data Compliance and Governance Layer


Your LLM
Your LLM
Your LLM
Enterprise-level compliance and security
Enterprise-level compliance and security
Enterprise-level compliance and security
Enterprise-level compliance and security
Xaver is purpose-built for the financial services industry. The Xaver platform and Xaver One have been developed with a security-by-design principle, ensuring full compliance with data privacy and regulatory requirements and easily adaptable to your personal regulatory compliance framework/needs. Xaver One is our proprietary AI model orchestrator that guarantees secure, reliable, and compliant operations across all use cases. Our platform is fully integrated with existing enterprise systems, ensuring seamless deployment without compromising on security, real-time advice, and upholds regulatory standards.
Xaver is purpose-built for the financial services industry. The Xaver platform and Xaver One have been developed with a security-by-design principle, ensuring full compliance with data privacy and regulatory requirements and easily adaptable to your personal regulatory compliance framework/needs. Xaver One is our proprietary AI model orchestrator that guarantees secure, reliable, and compliant operations across all use cases. Our platform is fully integrated with existing enterprise systems, ensuring seamless deployment without compromising on security, real-time advice, and upholds regulatory standards.
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Subscribe to our newsletter!
Subscribe to our newsletter!
Subscribe to our newsletter!
Maximise your team's sales capabilities by harnessing the power of Xaver's AI assistant.
Maximise your team's sales capabilities by harnessing the power of Xaver's AI assistant.



“Xaver pinpoints pension gaps in minutes and instantly recommends the right sustainable solution. Our advisors save time, and efficiency rises significantly”
“Xaver pinpoints pension gaps in minutes and instantly recommends the right sustainable solution. Our advisors save time, and efficiency rises significantly”
“Xaver pinpoints pension gaps in minutes and instantly recommends the right sustainable solution. Our advisors save time, and efficiency rises significantly”
“Xaver pinpoints pension gaps in minutes and instantly recommends the right sustainable solution. Our advisors save time, and efficiency rises significantly”
Joachim Zech
Joachim Zech
Joachim Zech
Joachim Zech
Managing Director, die Bayerische
Managing Director, die Bayerische
Managing Director, die Bayerische
Managing Director, die Bayerische
Read more
See open roles




Common Questions
Discover responses to common asked questions about our product and services.
Need more assistance?
GENERAL
TECHNICAL
SECURITY & COMPLIENCE
What is Xaver?
Xaver enables Financial Institutions to close Europe’s pension gap. By offering an advanced AI-driven B2B platform for sales of investment and life insurance products, Xaver enhances the operational and sales efficiency of banks, insurers, and brokers by up to 65% and introduces a new era of white-labeled private pension products.
How does the white-label option work?
The Xaver platform can be fully customized to your branding and requirements. Only a few things are required, such as a color code and existing logos. To integrate your products into Xaver.nova, we need, for example, product data sheets and existing terms and conditions
Which AI model powers your solution and how does it work?
Xaver utilizes advanced AI technologies specifically designed for the financial industry. Our model integrates Natural Language Processing (NLP) and Machine Learning to enable precise and personalized advice. It analyzes extensive customer data, regulatory requirements, and product information to deliver tailored recommendations in real-time. Acting as a "digital twin" of the customer, our AI supports advisors through intelligent co-pilots during consultations and hyper-personalized digital interfaces. This significantly enhances the efficiency and accuracy of sales and advisory processes.
Why should I choose Xaver?
Xaver revolutionizes the distribution of life insurance and private pension plans with an AI-powered platform that boosts the efficiency of banks, insurers, and brokers by up to 65%. Our solution offers:
- Innovative AI Technology: Tailored for the financial industry and fully GDPR-compliant.
- Efficiency Gains: Optimizes processes and saves advisors time, allowing them to focus on their clients.
- White-Label Products: Introduces modern retirement solutions like the Pan-European Personal Pension Product (PEPP).
- Experienced Team: Our leadership combines industry expertise, technological proficiency, and entrepreneurial vision. By choosing Xaver, you’re not only adopting a future-proof solution but also partnering with a company committed to closing Europe’s pension gap and ensuring your sustainable business success.
Common Questions
Discover responses to common asked questions about our product and services.
Need more assistance?
GENERAL
TECHNICAL
SECURITY & COMPLIENCE
What is Xaver?
Xaver enables Financial Institutions to close Europe’s pension gap. By offering an advanced AI-driven B2B platform for sales of investment and life insurance products, Xaver enhances the operational and sales efficiency of banks, insurers, and brokers by up to 65% and introduces a new era of white-labeled private pension products.
How does the white-label option work?
The Xaver platform can be fully customized to your branding and requirements. Only a few things are required, such as a color code and existing logos. To integrate your products into Xaver.nova, we need, for example, product data sheets and existing terms and conditions
Which AI model powers your solution and how does it work?
Xaver utilizes advanced AI technologies specifically designed for the financial industry. Our model integrates Natural Language Processing (NLP) and Machine Learning to enable precise and personalized advice. It analyzes extensive customer data, regulatory requirements, and product information to deliver tailored recommendations in real-time. Acting as a "digital twin" of the customer, our AI supports advisors through intelligent co-pilots during consultations and hyper-personalized digital interfaces. This significantly enhances the efficiency and accuracy of sales and advisory processes.
Why should I choose Xaver?
Xaver revolutionizes the distribution of life insurance and private pension plans with an AI-powered platform that boosts the efficiency of banks, insurers, and brokers by up to 65%. Our solution offers:
- Innovative AI Technology: Tailored for the financial industry and fully GDPR-compliant.
- Efficiency Gains: Optimizes processes and saves advisors time, allowing them to focus on their clients.
- White-Label Products: Introduces modern retirement solutions like the Pan-European Personal Pension Product (PEPP).
- Experienced Team: Our leadership combines industry expertise, technological proficiency, and entrepreneurial vision. By choosing Xaver, you’re not only adopting a future-proof solution but also partnering with a company committed to closing Europe’s pension gap and ensuring your sustainable business success.
Common Questions
Discover responses to common asked questions about our product and services.
Need more assistance?
GENERAL
TECHNICAL
SECURITY & COMPLIENCE
What is Xaver?
Xaver enables Financial Institutions to close Europe’s pension gap. By offering an advanced AI-driven B2B platform for sales of investment and life insurance products, Xaver enhances the operational and sales efficiency of banks, insurers, and brokers by up to 65% and introduces a new era of white-labeled private pension products.
How does the white-label option work?
The Xaver platform can be fully customized to your branding and requirements. Only a few things are required, such as a color code and existing logos. To integrate your products into Xaver.nova, we need, for example, product data sheets and existing terms and conditions
Which AI model powers your solution and how does it work?
Xaver utilizes advanced AI technologies specifically designed for the financial industry. Our model integrates Natural Language Processing (NLP) and Machine Learning to enable precise and personalized advice. It analyzes extensive customer data, regulatory requirements, and product information to deliver tailored recommendations in real-time. Acting as a "digital twin" of the customer, our AI supports advisors through intelligent co-pilots during consultations and hyper-personalized digital interfaces. This significantly enhances the efficiency and accuracy of sales and advisory processes.
Why should I choose Xaver?
Xaver revolutionizes the distribution of life insurance and private pension plans with an AI-powered platform that boosts the efficiency of banks, insurers, and brokers by up to 65%. Our solution offers:
- Innovative AI Technology: Tailored for the financial industry and fully GDPR-compliant.
- Efficiency Gains: Optimizes processes and saves advisors time, allowing them to focus on their clients.
- White-Label Products: Introduces modern retirement solutions like the Pan-European Personal Pension Product (PEPP).
- Experienced Team: Our leadership combines industry expertise, technological proficiency, and entrepreneurial vision. By choosing Xaver, you’re not only adopting a future-proof solution but also partnering with a company committed to closing Europe’s pension gap and ensuring your sustainable business success.
Common Questions
Discover responses to common asked questions about our product and services.
Need more assistance?
GENERAL
TECHNICAL
SECURITY & COMPLIENCE
What is Xaver?
Xaver enables Financial Institutions to close Europe’s pension gap. By offering an advanced AI-driven B2B platform for sales of investment and life insurance products, Xaver enhances the operational and sales efficiency of banks, insurers, and brokers by up to 65% and introduces a new era of white-labeled private pension products.
How does the white-label option work?
The Xaver platform can be fully customized to your branding and requirements. Only a few things are required, such as a color code and existing logos. To integrate your products into Xaver.nova, we need, for example, product data sheets and existing terms and conditions
Which AI model powers your solution and how does it work?
Xaver utilizes advanced AI technologies specifically designed for the financial industry. Our model integrates Natural Language Processing (NLP) and Machine Learning to enable precise and personalized advice. It analyzes extensive customer data, regulatory requirements, and product information to deliver tailored recommendations in real-time. Acting as a "digital twin" of the customer, our AI supports advisors through intelligent co-pilots during consultations and hyper-personalized digital interfaces. This significantly enhances the efficiency and accuracy of sales and advisory processes.
Why should I choose Xaver?
Xaver revolutionizes the distribution of life insurance and private pension plans with an AI-powered platform that boosts the efficiency of banks, insurers, and brokers by up to 65%. Our solution offers:
- Innovative AI Technology: Tailored for the financial industry and fully GDPR-compliant.
- Efficiency Gains: Optimizes processes and saves advisors time, allowing them to focus on their clients.
- White-Label Products: Introduces modern retirement solutions like the Pan-European Personal Pension Product (PEPP).
- Experienced Team: Our leadership combines industry expertise, technological proficiency, and entrepreneurial vision. By choosing Xaver, you’re not only adopting a future-proof solution but also partnering with a company committed to closing Europe’s pension gap and ensuring your sustainable business success.
Common Questions
Discover responses to common asked questions about our product and services.
Need more assistance?
GENERAL
TECHNICAL
SECURITY & COMPLIENCE
What is Xaver?
Xaver enables Financial Institutions to close Europe’s pension gap. By offering an advanced AI-driven B2B platform for sales of investment and life insurance products, Xaver enhances the operational and sales efficiency of banks, insurers, and brokers by up to 65% and introduces a new era of white-labeled private pension products.
How does the white-label option work?
The Xaver platform can be fully customized to your branding and requirements. Only a few things are required, such as a color code and existing logos. To integrate your products into Xaver.nova, we need, for example, product data sheets and existing terms and conditions
Which AI model powers your solution and how does it work?
Xaver utilizes advanced AI technologies specifically designed for the financial industry. Our model integrates Natural Language Processing (NLP) and Machine Learning to enable precise and personalized advice. It analyzes extensive customer data, regulatory requirements, and product information to deliver tailored recommendations in real-time. Acting as a "digital twin" of the customer, our AI supports advisors through intelligent co-pilots during consultations and hyper-personalized digital interfaces. This significantly enhances the efficiency and accuracy of sales and advisory processes.
Why should I choose Xaver?
Xaver revolutionizes the distribution of life insurance and private pension plans with an AI-powered platform that boosts the efficiency of banks, insurers, and brokers by up to 65%. Our solution offers:
- Innovative AI Technology: Tailored for the financial industry and fully GDPR-compliant.
- Efficiency Gains: Optimizes processes and saves advisors time, allowing them to focus on their clients.
- White-Label Products: Introduces modern retirement solutions like the Pan-European Personal Pension Product (PEPP).
- Experienced Team: Our leadership combines industry expertise, technological proficiency, and entrepreneurial vision. By choosing Xaver, you’re not only adopting a future-proof solution but also partnering with a company committed to closing Europe’s pension gap and ensuring your sustainable business success.
Book your free demo today
Unlock your sales potential by letting the Xaver
AI work and save you hours of time and headaches.
Sign up to the newsletter to get our latest updates straight to your inbox
© 2025 Xaver. All rights reserved.
Proudly built by the Xaver team
Book your free demo today
Unlock your sales potential by letting the Xaver
AI work and save you hours of time and headaches.
Sign up to the newsletter to get our latest updates straight to your inbox
© 2025 Xaver. All rights reserved.
Proudly built by the Xaver team
Book your free demo today
Unlock your sales potential by letting the Xaver
AI work and save you hours of time and headaches.
Sign up to the newsletter to get our latest updates straight to your inbox
© 2025 Xaver. All rights reserved.
Proudly built by the Xaver team
Book your free demo today
Unlock your sales potential by letting the Xaver
AI work and save you hours of time and headaches.
Sign up to the newsletter to get our latest updates straight to your inbox
© 2025 Xaver. All rights reserved.
Proudly built by the Xaver team