Resources

Company

EN

Resources

Company

EN

Tripling sales efficiency through compliant AI

Tripling sales efficiency through compliant AI

Tripling sales efficiency through compliant AI

Xaver offers an AI-native platform for omnichannel sales, modern pension products, and investment-management infrastructure for Banks, Insurers and Distributors empowering sales teams and brokers

Xaver offers an AI-native platform for omnichannel sales, modern pension products, and investment-management infrastructure for Banks, Insurers and Distributors empowering sales teams and brokers

Xaver offers an AI-native platform for omnichannel sales, modern pension products, and investment-management infrastructure for Banks, Insurers and Distributors empowering sales teams and brokers

Give Xaver’s AI Agent a call and experience it yourself!
Give Xaver’s AI Agent a call and experience it yourself!

Call will be in English (US)

Call will be in English (US)

Call will be in English (US)

By calling our phone agent, you agree to our Privacy Policy. Please review the policy to learn how your private data is being collected, used, and protected. The phone agent is provided as “demo” and for demonstration uses only.

By calling our phone agent, you agree to our Privacy Policy. Please review the policy to learn how your private data is being collected, used, and protected. The phone agent is provided as “demo” and for demonstration uses only.

Xaver's team brings deep experience

from renowned companies:

Efficiency and hyper-personalization at scale through compliant AI.

Efficiency and hyper-personalization at scale through compliant AI.

Efficiency and hyper-personalization at scale through compliant AI.

AI-native Financial Advisory & Sales Platform

AI-native Financial Advisory & Sales Platform

AI-native Financial Advisory & Sales Platform

Steffi, 28

“I feel so relaxed knowing that my future is secure”

€139,680 or €582 /month

Additional pension from 2024

  1. White-label AI-native sales tools

  1. White-label AI-native sales tools

AI-generated consumer journeys, compliant orchestration layer, fully scalable agency

Your Personal

AI Pension Advisor

Get instant, personalized pension advice by our AI. Calculate your future, explore options, and connect with experts.

Get instant, personalized pension advice by our AI. Calculate your future, explore options, and connect with experts.

Get instant, personalized pension advice by our AI. Calculate your future, explore options, and connect with experts.

Free consultation

Free consultation

Free consultation

Personalized Advice

Personalized Advice

Personalized Advice

Expert connection

Expert connection

Expert connection

  1. 24 / 7 digital financial advisors

Across every channel (Voice, chat, mobile, web) - deliver hyper-personalized advice ent-to-end

Xaver co-pilot

The customer is relaxed

Recommended action: Please speak a little slower

Next question:

Do you currently rent or own your house or apartment?

For the last 10 years I have been renting an apartment for 800 Euros including bills in Karlsruhe-Neureut

Added to profile

Residential status Rent

Compliance note: Sufficient customer information for a product recommendation

3. AI assistant for human advisors

Automate admin tasks, documentation & scheduling; plug seamlessly into existing systems

Deliver high-quality financial products

Deliver high-quality financial products

Deliver high-quality financial products

State-of-the-art Asset Manager

State-of-the-art Asset Manager

State-of-the-art Asset Manager

Personalized GenAI customer journeys & a financial analysis within minutes

A compliant AI financial advisor for conversational sales 24/7 across all channels

Highly efficient, personal financial advisors leveled up by our AI Co-pilots

Hi Xaver, I wanna invest but not take too much risk.

How do i proceed?

Hi Xaver, I wanna invest but not take too much risk. How do i proceed?

11:25

For your case, I recommend balanced strategy with moderate risk and consistent returns.

Stocks

70%

Bonds

20%

Cash

10%

11:25

Xaver provides a seamless omnichannel financial planning and saving journey

Xaver provides a seamless omnichannel financial planning and saving journey

Xaver provides a seamless omnichannel financial planning and saving journey

Xaver provides a seamless omnichannel financial planning and saving journey

Xaver transforms the entire financial planning and saving journey, delivering smarter, more personalized solutions that empower your customers to achieve their financial goals with confidence.

Xaver transforms the entire financial planning and saving journey, delivering smarter, more personalized solutions that empower your customers to achieve their financial goals with confidence.

CUSTOMER ACTIVATION

Customers get full transparency on their financial situation within 3 minutes.

Key Trigger

For consultation

Superior low-cost pension products

Cost-efficient pension products “as-a-service” via Xaver Asset Management, fully white-labeled

~55% less

Annual costs

AI FINANCIAL ADVISOR

An AI financial advisor providing 24/7 advice and conversational sales of savings and insurance products

~up to 65%

Efficiency gain

Omnichannel Excellence

Seamless handover from digital journey to personal consultation with relevant information summarized for the advisor.

Best preparation

for client meetings

Most Efficient Personal advice

A team of agentic AI co-pilots built to level up your sales teams and free up more time for valuable conversations with customers

~30-50%

Efficiency gain

Hyper-personalized avatar

Hyper-personalized avatar

Hyper-personalized avatar

Hyper-personalized avatar

Experience our production-ready AI avatar advising end-customers and supporting today’s salesforce.

Experience our production-ready AI avatar advising end-customers and supporting today’s salesforce.

Learn how our AI‑native platform doubles sales efficiency

Discover what sets Xaver apart

Meet the team shaping our vision and values

Stop experimenting with AI. Start benefiting from AI at scale.

Stop experimenting with AI. Start benefiting from AI at scale.

Stop experimenting with AI. Start benefiting from AI at scale.

Scalable AI Orchestration

Focus on the vertical optimization and orchestration

Focus on the vertical optimization and orchestration

We combine commercial and open-source LLMs with explainable AI, fine-tuned for financial advice and sales under one orchestration (multi-model, multi-modal). Trained AI agents serve customers and sales with compliance. Xaver One streamlines workflows, handles routine tasks, delivers real-time advice, and upholds regulatory standards.

We combine commercial and open-source LLMs with explainable AI, fine-tuned for financial advice and sales under one orchestration (multi-model, multi-modal). Trained AI agents serve customers and sales with compliance. Xaver One streamlines workflows, handles routine tasks, delivers real-time advice, and upholds regulatory standards.

10+ LLMs

Agentic AI built for financial services: AI utilization at scale - way beyond a simple, secure ChatGPT

Agentic AI built for financial services: AI utilization at scale - way beyond a simple, secure ChatGPT

Agentic AI built for financial services: AI utilization at scale - way beyond a simple, secure ChatGPT

Agentic AI built for financial services: AI utilization at scale - way beyond a simple, secure ChatGPT

Xaver’s agentic AI is built for end-to-end task execution at scale—beyond a simple, secure ChatGPT. Agents act: automate communication, build funnels, process sales, ensure compliance—boosting efficiency and reducing costs. Fully embeddable into existing processes and tools.

Implement AI faster and safer with Xaver’s advisory and sales platform

Implement AI faster and safer with Xaver’s advisory and sales platform

Implement AI faster and safer with Xaver’s advisory and sales platform

Xaver brings extensive experience in implementing AI solutions for enterprise clients in financial services

Xaver brings extensive experience in implementing AI solutions for enterprise clients in financial services

Xaver brings extensive experience in implementing AI solutions for enterprise clients in financial services

Partner Connection & Data Exchange

Partner Connection & Data Exchange

Partner Connection & Data Exchange

Xaver’s Connect Layer offers flexible integration fabric with 500+ ready-to-use integrations.

Xaver’s Connect Layer offers flexible integration fabric with 500+ ready-to-use integrations.

Xaver’s Connect Layer offers flexible integration fabric with 500+ ready-to-use integrations.

Activation Channels

Activation Channels

Activation Channels

Desktop, mobile and social media

Desktop, mobile and social media

Social media advertisement

Social media advertisement

Financial advisor - offline & remote

Financial advisor - offline & remote

Personal AI-Assistant (PAIA)

Personal AI-Assistant (PAIA)

AI Assistants

AI Assistants

AI Assistants

Autonomous AI financial advisor

Autonomous AI financial advisor

AI-Co-Assistance

AI-Co-Assistance

Data extraction

Data extraction

Product recommendation

Product recommendation

Data Compliance and Governance Layer

Data Compliance and Governance Layer

Data Compliance and Governance Layer

Your LLM

Your LLM

Your LLM

Enterprise-level compliance and security

Enterprise-level compliance and security

Enterprise-level compliance and security

Enterprise-level compliance and security

Xaver is purpose-built for the financial services industry. The Xaver platform and Xaver One have been developed with a security-by-design principle, ensuring full compliance with data privacy and regulatory requirements and easily adaptable to your personal regulatory compliance framework/needs. Xaver One is our proprietary AI model orchestrator that guarantees secure, reliable, and compliant operations across all use cases. Our platform is fully integrated with existing enterprise systems, ensuring seamless deployment without compromising on security, real-time advice, and upholds regulatory standards.

Xaver is purpose-built for the financial services industry. The Xaver platform and Xaver One have been developed with a security-by-design principle, ensuring full compliance with data privacy and regulatory requirements and easily adaptable to your personal regulatory compliance framework/needs. Xaver One is our proprietary AI model orchestrator that guarantees secure, reliable, and compliant operations across all use cases. Our platform is fully integrated with existing enterprise systems, ensuring seamless deployment without compromising on security, real-time advice, and upholds regulatory standards.

Subscribe to our newsletter!

Subscribe to our newsletter!

Subscribe to our newsletter!

Subscribe to our newsletter!

Maximise your team's sales capabilities by harnessing the power of Xaver's AI assistant.

Maximise your team's sales capabilities by harnessing the power of Xaver's AI assistant.

“Xaver pinpoints pension gaps in minutes and instantly recommends the right sustainable solution. Our advisors save time, and efficiency rises significantly”

“Xaver pinpoints pension gaps in minutes and instantly recommends the right sustainable solution. Our advisors save time, and efficiency rises significantly”

“Xaver pinpoints pension gaps in minutes and instantly recommends the right sustainable solution. Our advisors save time, and efficiency rises significantly”

“Xaver pinpoints pension gaps in minutes and instantly recommends the right sustainable solution. Our advisors save time, and efficiency rises significantly”

Joachim Zech

Joachim Zech

Joachim Zech

Joachim Zech

Managing Director, die Bayerische

Managing Director, die Bayerische

Managing Director, die Bayerische

Managing Director, die Bayerische

Read more

See open roles

Common Questions

Discover responses to common asked questions about our product and services.

Need more assistance?

GENERAL

TECHNICAL

SECURITY & COMPLIENCE

What is Xaver?

Xaver enables Financial Institutions to close Europe’s pension gap. By offering an advanced AI-driven B2B platform for sales of investment and life insurance products, Xaver enhances the operational and sales efficiency of banks, insurers, and brokers by up to 65% and introduces a new era of white-labeled private pension products.

How does the white-label option work?

The Xaver platform can be fully customized to your branding and requirements. Only a few things are required, such as a color code and existing logos. To integrate your products into Xaver.nova, we need, for example, product data sheets and existing terms and conditions

Which AI model powers your solution and how does it work?

Xaver utilizes advanced AI technologies specifically designed for the financial industry. Our model integrates Natural Language Processing (NLP) and Machine Learning to enable precise and personalized advice. It analyzes extensive customer data, regulatory requirements, and product information to deliver tailored recommendations in real-time. Acting as a "digital twin" of the customer, our AI supports advisors through intelligent co-pilots during consultations and hyper-personalized digital interfaces. This significantly enhances the efficiency and accuracy of sales and advisory processes.

Why should I choose Xaver?

Xaver revolutionizes the distribution of life insurance and private pension plans with an AI-powered platform that boosts the efficiency of banks, insurers, and brokers by up to 65%. Our solution offers:

- Innovative AI Technology: Tailored for the financial industry and fully GDPR-compliant.
- Efficiency Gains: Optimizes processes and saves advisors time, allowing them to focus on their clients.
- White-Label Products: Introduces modern retirement solutions like the Pan-European Personal Pension Product (PEPP).
- Experienced Team: Our leadership combines industry expertise, technological proficiency, and entrepreneurial vision. By choosing Xaver, you’re not only adopting a future-proof solution but also partnering with a company committed to closing Europe’s pension gap and ensuring your sustainable business success.

Common Questions

Discover responses to common asked questions about our product and services.

Need more assistance?

GENERAL

TECHNICAL

SECURITY & COMPLIENCE

What is Xaver?

Xaver enables Financial Institutions to close Europe’s pension gap. By offering an advanced AI-driven B2B platform for sales of investment and life insurance products, Xaver enhances the operational and sales efficiency of banks, insurers, and brokers by up to 65% and introduces a new era of white-labeled private pension products.

How does the white-label option work?

The Xaver platform can be fully customized to your branding and requirements. Only a few things are required, such as a color code and existing logos. To integrate your products into Xaver.nova, we need, for example, product data sheets and existing terms and conditions

Which AI model powers your solution and how does it work?

Xaver utilizes advanced AI technologies specifically designed for the financial industry. Our model integrates Natural Language Processing (NLP) and Machine Learning to enable precise and personalized advice. It analyzes extensive customer data, regulatory requirements, and product information to deliver tailored recommendations in real-time. Acting as a "digital twin" of the customer, our AI supports advisors through intelligent co-pilots during consultations and hyper-personalized digital interfaces. This significantly enhances the efficiency and accuracy of sales and advisory processes.

Why should I choose Xaver?

Xaver revolutionizes the distribution of life insurance and private pension plans with an AI-powered platform that boosts the efficiency of banks, insurers, and brokers by up to 65%. Our solution offers:

- Innovative AI Technology: Tailored for the financial industry and fully GDPR-compliant.
- Efficiency Gains: Optimizes processes and saves advisors time, allowing them to focus on their clients.
- White-Label Products: Introduces modern retirement solutions like the Pan-European Personal Pension Product (PEPP).
- Experienced Team: Our leadership combines industry expertise, technological proficiency, and entrepreneurial vision. By choosing Xaver, you’re not only adopting a future-proof solution but also partnering with a company committed to closing Europe’s pension gap and ensuring your sustainable business success.

Common Questions

Discover responses to common asked questions about our product and services.

Need more assistance?

GENERAL

TECHNICAL

SECURITY & COMPLIENCE

What is Xaver?

Xaver enables Financial Institutions to close Europe’s pension gap. By offering an advanced AI-driven B2B platform for sales of investment and life insurance products, Xaver enhances the operational and sales efficiency of banks, insurers, and brokers by up to 65% and introduces a new era of white-labeled private pension products.

How does the white-label option work?

The Xaver platform can be fully customized to your branding and requirements. Only a few things are required, such as a color code and existing logos. To integrate your products into Xaver.nova, we need, for example, product data sheets and existing terms and conditions

Which AI model powers your solution and how does it work?

Xaver utilizes advanced AI technologies specifically designed for the financial industry. Our model integrates Natural Language Processing (NLP) and Machine Learning to enable precise and personalized advice. It analyzes extensive customer data, regulatory requirements, and product information to deliver tailored recommendations in real-time. Acting as a "digital twin" of the customer, our AI supports advisors through intelligent co-pilots during consultations and hyper-personalized digital interfaces. This significantly enhances the efficiency and accuracy of sales and advisory processes.

Why should I choose Xaver?

Xaver revolutionizes the distribution of life insurance and private pension plans with an AI-powered platform that boosts the efficiency of banks, insurers, and brokers by up to 65%. Our solution offers:

- Innovative AI Technology: Tailored for the financial industry and fully GDPR-compliant.
- Efficiency Gains: Optimizes processes and saves advisors time, allowing them to focus on their clients.
- White-Label Products: Introduces modern retirement solutions like the Pan-European Personal Pension Product (PEPP).
- Experienced Team: Our leadership combines industry expertise, technological proficiency, and entrepreneurial vision. By choosing Xaver, you’re not only adopting a future-proof solution but also partnering with a company committed to closing Europe’s pension gap and ensuring your sustainable business success.

Common Questions

Discover responses to common asked questions about our product and services.

Need more assistance?

GENERAL

TECHNICAL

SECURITY & COMPLIENCE

What is Xaver?

Xaver enables Financial Institutions to close Europe’s pension gap. By offering an advanced AI-driven B2B platform for sales of investment and life insurance products, Xaver enhances the operational and sales efficiency of banks, insurers, and brokers by up to 65% and introduces a new era of white-labeled private pension products.

How does the white-label option work?

The Xaver platform can be fully customized to your branding and requirements. Only a few things are required, such as a color code and existing logos. To integrate your products into Xaver.nova, we need, for example, product data sheets and existing terms and conditions

Which AI model powers your solution and how does it work?

Xaver utilizes advanced AI technologies specifically designed for the financial industry. Our model integrates Natural Language Processing (NLP) and Machine Learning to enable precise and personalized advice. It analyzes extensive customer data, regulatory requirements, and product information to deliver tailored recommendations in real-time. Acting as a "digital twin" of the customer, our AI supports advisors through intelligent co-pilots during consultations and hyper-personalized digital interfaces. This significantly enhances the efficiency and accuracy of sales and advisory processes.

Why should I choose Xaver?

Xaver revolutionizes the distribution of life insurance and private pension plans with an AI-powered platform that boosts the efficiency of banks, insurers, and brokers by up to 65%. Our solution offers:

- Innovative AI Technology: Tailored for the financial industry and fully GDPR-compliant.
- Efficiency Gains: Optimizes processes and saves advisors time, allowing them to focus on their clients.
- White-Label Products: Introduces modern retirement solutions like the Pan-European Personal Pension Product (PEPP).
- Experienced Team: Our leadership combines industry expertise, technological proficiency, and entrepreneurial vision. By choosing Xaver, you’re not only adopting a future-proof solution but also partnering with a company committed to closing Europe’s pension gap and ensuring your sustainable business success.

Common Questions

Discover responses to common asked questions about our product and services.

Need more assistance?

GENERAL

TECHNICAL

SECURITY & COMPLIENCE

What is Xaver?

Xaver enables Financial Institutions to close Europe’s pension gap. By offering an advanced AI-driven B2B platform for sales of investment and life insurance products, Xaver enhances the operational and sales efficiency of banks, insurers, and brokers by up to 65% and introduces a new era of white-labeled private pension products.

How does the white-label option work?

The Xaver platform can be fully customized to your branding and requirements. Only a few things are required, such as a color code and existing logos. To integrate your products into Xaver.nova, we need, for example, product data sheets and existing terms and conditions

Which AI model powers your solution and how does it work?

Xaver utilizes advanced AI technologies specifically designed for the financial industry. Our model integrates Natural Language Processing (NLP) and Machine Learning to enable precise and personalized advice. It analyzes extensive customer data, regulatory requirements, and product information to deliver tailored recommendations in real-time. Acting as a "digital twin" of the customer, our AI supports advisors through intelligent co-pilots during consultations and hyper-personalized digital interfaces. This significantly enhances the efficiency and accuracy of sales and advisory processes.

Why should I choose Xaver?

Xaver revolutionizes the distribution of life insurance and private pension plans with an AI-powered platform that boosts the efficiency of banks, insurers, and brokers by up to 65%. Our solution offers:

- Innovative AI Technology: Tailored for the financial industry and fully GDPR-compliant.
- Efficiency Gains: Optimizes processes and saves advisors time, allowing them to focus on their clients.
- White-Label Products: Introduces modern retirement solutions like the Pan-European Personal Pension Product (PEPP).
- Experienced Team: Our leadership combines industry expertise, technological proficiency, and entrepreneurial vision. By choosing Xaver, you’re not only adopting a future-proof solution but also partnering with a company committed to closing Europe’s pension gap and ensuring your sustainable business success.

Book your free demo today

Unlock your sales potential by letting the Xaver



AI work and save you hours of time and headaches.

Sign up to the newsletter to get our latest updates straight to your inbox

© 2025 Xaver. All rights reserved.

Proudly built by the Xaver team

Book your free demo today

Unlock your sales potential by letting the Xaver



AI work and save you hours of time and headaches.

Sign up to the newsletter to get our latest updates straight to your inbox

© 2025 Xaver. All rights reserved.

Proudly built by the Xaver team

Book your free demo today

Unlock your sales potential by letting the Xaver



AI work and save you hours of time and headaches.

Sign up to the newsletter to get our latest updates straight to your inbox

© 2025 Xaver. All rights reserved.

Proudly built by the Xaver team

Book your free demo today

Unlock your sales potential by letting the Xaver



AI work and save you hours of time and headaches.

Sign up to the newsletter to get our latest updates straight to your inbox

© 2025 Xaver. All rights reserved.

Proudly built by the Xaver team