.ac-tablewrap{border:1px solid var(--color-border);background:linear-gradient(270deg,var(--color-card) 45%,transparent) right center / 36px 100% no-repeat local,linear-gradient(270deg,color-mix(in oklab,var(--color-ink) 13%,transparent),transparent) right center / 16px 100% no-repeat scroll,var(--color-card);border-radius:1rem;max-height:min(64rem,78vh);overflow:auto}.ac-table th:first-child,.ac-table td:first-child{z-index:3;background:var(--color-card);box-shadow:inset -1px 0 color-mix(in oklab,var(--color-border) 80%,transparent);position:sticky;left:0}.ac-table thead th:first-child{z-index:8;box-shadow:inset -1px 0 color-mix(in oklab,var(--color-border) 80%,transparent),inset 0 -1px 0 var(--color-border)}.ac-grouprow td:first-child{background:color-mix(in oklab,var(--color-secondary) 55%,var(--color-card))}.ac-grouprow:hover td:first-child{background:color-mix(in oklab,var(--color-brand) 6%,color-mix(in oklab,var(--color-secondary) 40%,var(--color-card)))}.ac-zebra td:first-child{background:color-mix(in oklab,var(--color-secondary) 30%,var(--color-card))}.ac-yearrow:hover td:first-child{background:color-mix(in oklab,var(--color-brand) 4%,var(--color-card))}.ac-table{border-collapse:separate;border-spacing:0;width:100%;font-size:12.5px}.ac-table thead th{z-index:5;background:var(--color-card);box-shadow:inset 0 -1px 0 var(--color-border);text-align:right;letter-spacing:.08em;text-transform:uppercase;color:var(--color-muted-foreground);white-space:normal;vertical-align:bottom;padding:8px;font-size:9px;font-weight:500;line-height:1.3;position:sticky;top:0}.ac-table thead th:first-child,.ac-table thead th.ac-left{text-align:left}.ac-table td{border-bottom:1px solid color-mix(in oklab,var(--color-border) 60%,transparent);vertical-align:middle;padding:6px 8px}.ac-num{font-variant-numeric:tabular-nums;text-align:right;white-space:nowrap}.ac-grouprow{cursor:pointer;background:color-mix(in oklab,var(--color-secondary) 55%,transparent)}.ac-grouprow:hover{background:color-mix(in oklab,var(--color-brand) 6%,var(--color-secondary) 40%)}.ac-grouprow td{color:var(--color-ink);border-bottom:1px solid var(--color-border);font-weight:600}.ac-yearrow td{color:color-mix(in oklab,var(--color-ink) 82%,transparent)}.ac-yearrow:hover td{background:color-mix(in oklab,var(--color-brand) 4%,transparent)}.ac-zebra td{background:color-mix(in oklab,var(--color-secondary) 30%,transparent)}.ac-dash{color:var(--color-muted-foreground);opacity:.55}.ac-help{font:inherit;letter-spacing:inherit;text-transform:inherit;color:inherit;text-align:inherit;cursor:help;-webkit-text-decoration:underline dotted color-mix(in oklab,var(--color-muted-foreground) 55%,transparent);text-decoration:underline dotted color-mix(in oklab,var(--color-muted-foreground) 55%,transparent);text-underline-offset:3px;background:0 0;border:0;padding:0;text-decoration-thickness:1px}.ac-help:hover{-webkit-text-decoration-color:var(--color-brand);text-decoration-color:var(--color-brand)}.ac-infobtn{color:var(--color-muted-foreground);cursor:help;align-items:center;display:inline-flex}.ac-infobtn:hover{color:var(--color-ink)}.advisor-calc button:focus-visible,.advisor-calc [role=button]:focus-visible{outline:2px solid color-mix(in oklab,var(--color-brand) 75%,transparent);outline-offset:2px}.ac-grouprow:focus-visible{outline-offset:-2px}@keyframes ac-rowflash{0%{background-color:color-mix(in oklab,var(--color-brand-teal) 16%,transparent)}to{background-color:#0000}}@media(prefers-reduced-motion:no-preference){.ac-flash td{animation:.65s ease-out ac-rowflash}}.ac-minibar{background:color-mix(in oklab,var(--color-secondary) 80%,transparent);border-radius:999px;width:100%;min-width:54px;height:8px;display:flex;overflow:hidden}.ac-minibar>span{height:100%;display:block}.ac-minibar .ac-zulagen{background:var(--color-brand)}.ac-minibar .ac-steuer{background:var(--color-brand-teal)}.ac-compare{border:1px solid color-mix(in oklab,var(--color-brand) 28%,var(--color-border));background:color-mix(in oklab,var(--color-brand) 4%,var(--color-card));border-radius:.875rem;flex-wrap:wrap;align-items:center;gap:8px;padding:10px 14px;display:flex}.ac-scen{color:#fff;border-radius:6px;justify-content:center;align-items:center;width:18px;height:18px;font-size:10.5px;font-weight:700;display:inline-flex}.ac-scen-a{background:var(--color-brand)}.ac-scen-b{background:var(--color-ink)}.ac-compare-sep{background:color-mix(in oklab,var(--color-border) 90%,transparent);align-self:stretch;width:1px;margin:2px 4px}.ac-chip{border:1px solid var(--color-border);background:var(--color-card);font-variant-numeric:tabular-nums;white-space:nowrap;border-radius:999px;align-items:baseline;gap:6px;padding:4px 12px;font-size:12px;display:inline-flex}.ac-chip .ac-delta-pos{color:var(--color-brand-teal-deep);font-weight:600}.ac-chip .ac-delta-neg{color:var(--color-destructive);font-weight:600}.ac-chip .ac-delta-zero{color:var(--color-muted-foreground);font-weight:500}.ac-kidchip{border:1px solid var(--color-border);background:var(--color-card);border-radius:999px;align-items:center;gap:6px;padding:4px 6px 4px 12px;font-size:12px;display:inline-flex}.ac-kidchip input{width:3.4em;font:inherit;font-variant-numeric:tabular-nums;color:var(--color-ink);background:0 0;border:none;padding:0}.ac-kidchip input:focus{color:var(--color-brand);outline:none}.ac-stepper{border:1px solid var(--color-border);background:var(--color-card);border-radius:.75rem;align-items:stretch;display:flex;overflow:hidden}.ac-stepper:focus-within{border-color:var(--color-brand)}.ac-stepper input{text-align:right;width:100%;min-width:0;font:inherit;font-variant-numeric:tabular-nums;color:var(--color-ink);appearance:textfield;background:0 0;border:none;padding:8px 4px;font-weight:600}.ac-stepper input::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}.ac-stepper input::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}.ac-stepper input:focus{outline:none}.ac-stepper button{width:30px;color:var(--color-muted-foreground);flex:none;font-weight:600;transition:color .12s,background .12s}.ac-stepper button:hover{color:var(--color-brand);background:color-mix(in oklab,var(--color-brand) 6%,transparent)}.ac-stepper .ac-unit{color:var(--color-muted-foreground);white-space:nowrap;flex:none;align-self:center;padding-right:8px;font-size:11px}@media(max-width:1280px){.ac-table{font-size:11.5px}.ac-table td{padding:6px}.ac-table thead th{padding:8px 6px;font-size:8.5px}.ac-minibar{min-width:44px}}.advisor-print-doc{display:none}@media print{@page{size:A4;margin:12mm}header,footer,nav,.no-print,.advisor-screen{display:none!important}body{background:#fff!important}.advisor-print-doc{color:#001223;-webkit-print-color-adjust:exact;print-color-adjust:exact;font-size:10.5px;line-height:1.45;display:block!important}.advisor-print-doc table{border-collapse:collapse;width:100%;font-size:9.5px}.advisor-print-doc thead{display:table-header-group}.advisor-print-doc th{text-align:right;text-transform:uppercase;letter-spacing:.1em;color:#475467;white-space:nowrap;border-bottom:1px solid #001223;padding:4px 6px;font-size:8px}.advisor-print-doc th.ac-left{text-align:left}.advisor-print-doc td{border-bottom:.5px solid #d0d5dd;padding:3px 6px}.advisor-print-doc tr{break-inside:avoid}.advisor-print-doc .ac-print-phase td{background:#f2f4f7;border-top:1px solid #98a2b3;font-weight:700}.advisor-print-doc .ac-print-total td{border-top:1.5px solid #001223;font-weight:700}.advisor-print-doc .ac-print-small{color:#475467;font-size:8.5px}}.flyer-web{--fwb:#0058ad;--fwb-2:#5a8dc4;--fwb-deep:#003568;--fwb-soft:#eff5fb;--fwb-tint:#f7fafd;--fw-ink:#001223;--fw-body:#1a2a39;--fw-mute:#64707c;--fw-line:#dfe7ee;--fw-line-strong:#c8d5e1;--fw-paper:#fff;--fw-gold:#c9a55c;--fw-display:"Raleway", "Inter Tight", "Inter", ui-sans-serif, system-ui, sans-serif;--fw-sans:"Inter", ui-sans-serif, system-ui, sans-serif;background:var(--fw-paper);color:var(--fw-body);font-family:var(--fw-sans);-webkit-font-smoothing:antialiased;font-size:16px;line-height:1.7}.flyer-web *{box-sizing:border-box}.fw-measure{max-width:880px;margin-inline:auto;padding-inline:clamp(20px,5vw,44px)}.fw-eyebrow{font-family:var(--fw-sans);letter-spacing:.2em;text-transform:uppercase;color:var(--fwb);align-items:baseline;gap:12px;font-size:11px;font-weight:600;display:flex}.fw-eyebrow .fw-eyebrow-num{color:var(--fwb-2);font-variant-numeric:tabular-nums;letter-spacing:.12em}.fw-subhead{font-family:var(--fw-sans);letter-spacing:.18em;text-transform:uppercase;color:var(--fwb-2);margin:34px 0 12px;font-size:11px;font-weight:600}.fw-prose p{color:var(--fw-body);margin:0;font-size:16.5px;line-height:1.75}.fw-prose p+p{margin-top:14px}.fw-prose-intro{color:var(--fw-ink);font-weight:500}.fw-list{margin:4px 0 0;padding:0;list-style:none}.fw-list li{border-top:1px solid var(--fw-line);grid-template-columns:18px 1fr;gap:14px;padding:11px 0;font-size:16px;line-height:1.65;display:grid}.fw-list li:first-child{border-top:none;padding-top:2px}.fw-list .fw-li-marker{background:var(--fwb-2);border-radius:2px;width:7px;height:7px;margin-top:11px}.fw-hero{border-top:3px solid var(--fwb);background:linear-gradient(180deg,var(--fwb-tint),var(--fw-paper) 320px);padding:clamp(48px,8vw,84px) 0 0}.fw-kicker{letter-spacing:.2em;text-transform:uppercase;color:var(--fw-mute);flex-wrap:wrap;align-items:center;gap:10px 14px;font-size:11px;font-weight:600;display:flex}.fw-kicker .fw-kicker-id{color:#fff;background:var(--fwb);letter-spacing:.16em;border-radius:4px;padding:4px 9px}.fw-kicker .fw-kicker-aud{color:var(--fwb)}.fw-kicker .fw-kicker-sep{background:var(--fw-line-strong);width:1px;height:12px}.fw-hero h1{font-family:var(--fw-display);letter-spacing:-.03em;color:var(--fw-ink);max-width:18ch;margin:26px 0 0;font-size:clamp(2.5rem,6vw,4.3rem);font-weight:700;line-height:1.02}.fw-hero-byline{font-family:var(--fw-display);letter-spacing:-.01em;color:var(--fwb);margin-top:16px;font-size:clamp(1.05rem,2vw,1.35rem);font-weight:600}.fw-hero-byline.fw-hero-byline-partner{border-top:2px solid var(--fw-gold);max-width:30ch;padding-top:14px}.fw-hero-byline .fw-byline-label{font-family:var(--fw-sans);letter-spacing:.24em;text-transform:uppercase;color:var(--fw-mute);margin-bottom:4px;font-size:10.5px;font-weight:600;display:block}.fw-standfirst{color:var(--fw-ink);max-width:62ch;margin:28px 0 0;font-size:clamp(1.12rem,2.1vw,1.3rem);font-weight:400;line-height:1.62}.fw-edition-line{letter-spacing:.18em;text-transform:uppercase;color:var(--fw-mute);flex-wrap:wrap;gap:8px 22px;margin-top:26px;font-size:11.5px;font-weight:500;display:flex}.fw-statband{border-top:1px solid var(--fw-line-strong);grid-template-columns:repeat(3,1fr);margin-top:clamp(36px,5vw,52px);display:grid}.fw-statband .fw-stat{border-right:1px solid var(--fw-line);padding:20px 22px 26px 0}.fw-statband .fw-stat+.fw-stat{padding-left:22px}.fw-statband .fw-stat:last-child{border-right:none;padding-right:0}.fw-stat-label{letter-spacing:.2em;text-transform:uppercase;color:var(--fwb);font-size:10.5px;font-weight:600}.fw-stat-value{font-family:var(--fw-display);letter-spacing:-.02em;color:var(--fw-ink);font-variant-numeric:tabular-nums;margin-top:10px;font-size:clamp(1.25rem,2.6vw,1.7rem);font-weight:600;line-height:1.15}.fw-stat-sub{color:var(--fw-mute);margin-top:7px;font-size:12.5px;line-height:1.5}@media(max-width:720px){.fw-statband{grid-template-columns:1fr}.fw-statband .fw-stat,.fw-statband .fw-stat+.fw-stat{border-right:none;border-bottom:1px solid var(--fw-line);padding-left:0;padding-right:0}.fw-statband .fw-stat:last-child{border-bottom:none}}.fw-body{padding-bottom:clamp(56px,8vw,96px)}.fw-section{margin-top:clamp(64px,9vw,104px)}.fw-section-head{margin-bottom:26px}.fw-section-head h2{font-family:var(--fw-display);letter-spacing:-.024em;color:var(--fw-ink);margin:14px 0 0;font-size:clamp(1.65rem,3.4vw,2.25rem);font-weight:700;line-height:1.12}.fw-section-head .fw-section-rule{background:linear-gradient(90deg,var(--fwb) 0 56px,var(--fw-line) 56px);height:1px;margin-top:20px}.fw-fields{border-top:1px solid var(--fw-line-strong);margin-top:28px}.fw-field-row{border-bottom:1px solid var(--fw-line);grid-template-columns:minmax(140px,220px) 1fr;gap:18px;padding:14px 0;display:grid}.fw-field-row dt{letter-spacing:.16em;text-transform:uppercase;color:var(--fw-mute);padding-top:3px;font-size:11px;font-weight:600}.fw-field-row dd{color:var(--fw-body);white-space:pre-line;margin:0;font-size:15px;line-height:1.65}@media(max-width:600px){.fw-field-row{grid-template-columns:1fr;gap:6px}}.fw-module{border:1px solid var(--fw-line);background:var(--fw-paper);border-radius:14px;margin-top:34px;padding:clamp(22px,3.5vw,34px)}.fw-module-tinted{background:var(--fwb-tint);border-color:#d8e4f0}.fw-module-label{letter-spacing:.2em;text-transform:uppercase;color:var(--fwb);font-size:10.5px;font-weight:600}.fw-module-title{font-family:var(--fw-display);letter-spacing:-.015em;color:var(--fw-ink);margin:8px 0 0;font-size:1.3rem;font-weight:600}.fw-module-note{color:var(--fw-mute);margin-top:16px;font-size:12.5px;line-height:1.6}.fw-allocbar{border-radius:6px;height:26px;margin-top:22px;display:flex;overflow:hidden}.fw-allocbar span{height:100%;display:block}.fw-alloclegend{color:var(--fw-body);flex-wrap:wrap;gap:8px 24px;margin-top:14px;font-size:13px;display:flex}.fw-alloclegend .fw-legend-item{align-items:center;gap:8px;display:inline-flex}.fw-alloclegend .fw-swatch{border-radius:3px;width:10px;height:10px}.fw-alloclegend .fw-legend-pct{color:var(--fw-ink);font-variant-numeric:tabular-nums;font-weight:600}.fw-kpis{grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-top:24px;display:grid}.fw-kpi{border:1px solid var(--fw-line);background:var(--fw-paper);border-radius:10px;padding:14px 16px}.fw-kpi-label{letter-spacing:.16em;text-transform:uppercase;color:var(--fw-mute);font-size:10px;font-weight:600}.fw-kpi-value{font-family:var(--fw-display);letter-spacing:-.02em;color:var(--fwb);font-variant-numeric:tabular-nums;margin-top:6px;font-size:1.35rem;font-weight:600}@media(max-width:600px){.fw-kpis{grid-template-columns:1fr}}.fw-table{border-collapse:collapse;width:100%;margin-top:22px}.fw-table th{text-align:left;letter-spacing:.16em;text-transform:uppercase;color:var(--fw-mute);border-bottom:1px solid var(--fw-line-strong);padding:0 12px 10px 0;font-size:10.5px;font-weight:600}.fw-table td{border-bottom:1px solid var(--fw-line);color:var(--fw-body);vertical-align:top;padding:10px 12px 10px 0;font-size:14px;line-height:1.5}.fw-table .fw-td-num,.fw-table .fw-th-num{text-align:right;font-variant-numeric:tabular-nums;white-space:nowrap;padding-right:0}.fw-table .fw-td-mute{color:var(--fw-mute)}.fw-table tr.fw-row-total td{border-bottom:none;border-top:1.5px solid var(--fw-line-strong);color:var(--fw-ink);font-weight:600}.fw-strategy{border-top:1px solid var(--fw-line-strong);margin-top:26px}.fw-strategy-row{border-bottom:1px solid var(--fw-line);padding:22px 0}.fw-strategy-row.fw-strategy-detailed{background:linear-gradient(90deg,var(--fwb-tint),transparent 85%);border-left:3px solid var(--fwb);margin-left:-21px;padding-left:18px}.fw-strategy-top{flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:8px 24px;display:flex}.fw-strategy-name{font-family:var(--fw-display);letter-spacing:-.012em;color:var(--fw-ink);font-size:1.12rem;font-weight:600}.fw-strategy-name .fw-strategy-tag{font-family:var(--fw-sans);letter-spacing:.14em;text-transform:uppercase;color:var(--fwb);background:var(--fwb-soft);vertical-align:2px;border-radius:999px;margin-left:10px;padding:3px 9px;font-size:10px;font-weight:600}.fw-strategy-nums{color:var(--fw-mute);font-variant-numeric:tabular-nums;font-size:12.5px}.fw-strategy-nums b{color:var(--fw-ink);font-weight:600}.fw-strategy-bar{border-radius:4px;max-width:520px;height:10px;margin-top:12px;display:flex;overflow:hidden}.fw-strategy-bar span{height:100%;display:block}.fw-strategy-commentary{color:var(--fw-body);max-width:70ch;margin:12px 0 0;font-size:14.5px;line-height:1.65}.fw-costband{background:var(--fwb-tint);border:1px solid #d8e4f0;border-radius:14px;grid-template-columns:minmax(200px,260px) 1fr;align-items:start;gap:clamp(22px,4vw,40px);margin-top:30px;padding:clamp(24px,4vw,38px);display:grid}.fw-costband .fw-cost-figure{font-family:var(--fw-display);letter-spacing:-.035em;color:var(--fwb);font-variant-numeric:tabular-nums;font-size:clamp(2.4rem,5vw,3.4rem);font-weight:700;line-height:1}.fw-costband .fw-cost-figure-sub{letter-spacing:.14em;text-transform:uppercase;color:var(--fw-mute);margin-top:10px;font-size:12px;font-weight:500}.fw-costband .fw-cost-text{color:var(--fw-body);font-size:15.5px;line-height:1.7}.fw-costband .fw-cost-notes{color:var(--fw-mute);border-top:1px solid #d8e4f0;margin-top:14px;padding-top:14px;font-size:13px;line-height:1.6}@media(max-width:680px){.fw-costband{grid-template-columns:1fr}}.fw-proof{border-left:3px solid var(--fwb);margin-top:30px;padding:6px 0 6px clamp(20px,3vw,32px)}.fw-proof .fw-proof-label{letter-spacing:.2em;text-transform:uppercase;color:var(--fwb);font-size:10.5px;font-weight:600}.fw-proof .fw-proof-text{font-family:var(--fw-display);letter-spacing:-.014em;color:var(--fw-ink);margin:12px 0 0;font-size:clamp(1.18rem,2.4vw,1.5rem);font-weight:500;line-height:1.45}.fw-risks{border:1px solid var(--fw-line-strong);border-radius:14px;margin-top:30px;padding:clamp(22px,3.5vw,32px)}.fw-risks .fw-risks-label{letter-spacing:.2em;text-transform:uppercase;color:var(--fw-ink);align-items:center;gap:8px;font-size:10.5px;font-weight:600;display:inline-flex}.fw-risks .fw-risks-label:before{content:"";background:var(--fwb);border-radius:999px;width:8px;height:8px}.fw-risks .fw-prose{margin-top:14px}.fw-risks .fw-prose p{font-size:15px}.fw-cta{background:linear-gradient(135deg,var(--fwb-deep),var(--fwb) 78%);color:#fff;border-radius:18px;margin-top:clamp(64px,9vw,104px);padding:clamp(32px,5vw,56px)}.fw-cta .fw-cta-label{letter-spacing:.22em;text-transform:uppercase;color:#ffffffbf;font-size:11px;font-weight:600}.fw-cta .fw-cta-text{font-family:var(--fw-display);letter-spacing:-.02em;color:#fff;max-width:30ch;margin:18px 0 0;font-size:clamp(1.45rem,3.2vw,2.1rem);font-weight:600;line-height:1.28}.fw-cta .fw-cta-foot{letter-spacing:.16em;text-transform:uppercase;color:#ffffffc7;border-top:1px solid #ffffff40;flex-wrap:wrap;justify-content:space-between;gap:10px 24px;margin-top:28px;padding-top:20px;font-size:12px;display:flex}.fw-cta .fw-cta-foot a{color:#fff;letter-spacing:.1em;font-weight:600;text-decoration:none}.fw-foot{border-top:1px solid var(--fw-line);letter-spacing:.18em;text-transform:uppercase;color:var(--fw-mute);flex-wrap:wrap;justify-content:space-between;gap:8px 24px;margin-top:30px;padding:26px 0 10px;font-size:11px;display:flex}.fw-foot .fw-foot-mark{font-family:var(--fw-sans);letter-spacing:-.02em;text-transform:lowercase;color:var(--fwb);font-size:15px;font-weight:700}.fw-de-missing{background:var(--fwb-soft);color:var(--fwb);letter-spacing:.14em;text-transform:uppercase;vertical-align:2px;border-radius:999px;margin-left:8px;padding:2px 10px;font-size:10px;font-style:normal;font-weight:600;display:inline-block}@media print{.no-print,body>header,body>footer,nav{display:none!important}.flyer-web{-webkit-print-color-adjust:exact;print-color-adjust:exact;background:#fff!important}.fw-hero{padding-top:24px}.fw-section{margin-top:44px}.fw-module,.fw-costband,.fw-risks,.fw-strategy-row,.fw-statband .fw-stat{break-inside:avoid}.fw-cta{background:var(--fwb)!important}}